Low Cost and
High Performance
For over 60 years, our goal at Kentucky Farm Bureau
Insurance has been to provide quality protection and service to
Kentuckians at a reasonable cost.
Kentucky Farm Bureau Mutual Insurance Company is rated
A+, a superior performance rating awarded by the A.M. Best Company, the
most respected name in insurance rating services.
In addition, we consistently earn the A+ Excellent
rating from Weiss Ratings, Inc. Weiss Ratings, Inc. has been recognized as
the property and casualty insurance industry's leading consumer advocate.
Their mission is to provide fair, objective ratings to help professionals
and consumers make educated insurance purchasing decisions.
Kentucky Farm Bureau Mutual Insurance Company is the
largest property and casualty insurance company based in Kentucky and
we're located where our customers are - in each and every one of the 120
counties in the Commonwealth. There you'll find full-service offices and
qualified agents - hometown people ready to serve you on a personal basis.
Automobile Coverage Options For Every Type of Driver
Different drivers have different
coverage needs. Whether you drive long or short distances, for business or simple
transportation, your Kentucky Farm Bureau Insurance agent can develop an automobile policy
tailored to your specific needs.
Ask Your Agent About Money-Saving
Discounts
Kentucky Farm Bureau Insurance
offers discounts on auto policy premiums to reward certain types of driving behavior such
as completing driver instruction courses and installing safety devices. Discounts are
subject to eligibility. Ask your agent how you can qualify for any of the following:
Good
Student Discount
Full-time students who
maintain certain academic standards are eligible for a premium discount.
Driver's
Training Discount
This discount is available when young drivers
pass a certified safe driver's instruction course.
Senior
Operator Accident Prevention Discount
Drivers age 55 and over
who successfully complete an approved safety course
may qualify.
Auto Safety Devices Discount
This discount may apply to vehicles with
anti-lock brakes, anti-theft devices, or passive restraints.
Multi-Car Discounts
Get a discount when
you insure more than one vehicle through Kentucky Farm Bureau Insurance.
Active Property Discount
You can save on your
premiums when you carry both an automobile policy and a homeowner, mobile homeowner, or
farmowner policy with Kentucky Farm Bureau Insurance.
School Bus Driver Discount
Certified school bus drivers may qualify.
Umbrella Discount
If you are insured by Kentucky Farm Bureau Mutual
Insurance Company and you carry both an automobile policy and an
umbrella policy, you may qualify for this discount. Specific rules
apply.
Fast
Claim Service
We have adjusters throughout Kentucky so when you call
for help, you can expect your claim to be handled quickly and efficiently.
Cross Country Coverage
Also, your Kentucky Farm Bureau
auto coverage is in effect no matter where you drive within the borders of the United
States and Canada or Puerto Rico. It's like a security blanket protecting you with quality coverage,
so relax and enjoy your trip.
Peace of Mind
There are enough uncertainties on
the road without having to worry whether your auto coverage is adequate for your
needs.
Contact your Kentucky Farm Bureau
Insurance agent for more details about policy coverages
and availability. No matter where you live in Kentucky, there's an agent
near you. Or visit us on the web at
www.kyfb.com.
How to Avoid an Accident
- Leave plenty of space between your
vehicle and the one in front of you.
- Be aware of your driving
environment at all times. Remember that cell phone conversations can be a dangerous
distraction from the business of driving safely.
- Be aware that the first few
minutes of rain falling on dry pavement will bring oil to the surface and result in slick
driving conditions.
- Plan your route ahead of time, so
that sudden stops and turns can be avoided.
- If you skid, steer in the
direction the rear of your car is sliding and tap your brake lightly.
What to do if you are Involved in an
Accident
- Stop and identify yourself.
- Notify the police.
- Write down the name, address,
phone number, and insurance company of the driver(s) of the other vehicle(s).
- Record the make and model of the
other vehicle(s), the license number(s), and where any damage occurred.
- Do not discuss the accident with
anyone except the police and an authorized representative of your insurance company.
- Notify your insurance company.
Representations
contained in this web page are for illustration purposes only. Coverage availability is
subject to eligibility and other qualifications. Please consult your policy for actual
contract coverage and exclusions.
AD-2 (08/05)
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