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How can
you protect one of your greatest investments - your home? With affordable,
quality coverage from Kentucky Farm Bureau Mutual Insurance Company.
Kentucky Farm Bureau Mutual Insurance Company is rated
A+, a superior performance rating awarded by the A.M. Best Company, the most
respected name in insurance rating services.
In addition, we consistently earn the A+ Excellent rating
from Weiss Ratings, Inc. Weiss Ratings, Inc. has been recognized as the
property and casualty insurance industry's leading consumer advocate. Their
mission is to provide fair, objective ratings to help professionals and
consumers make educated insurance purchasing decisions.
Kentucky Farm Bureau Mutual Insurance Company is the
largest property and casualty insurance company based in Kentucky and we're
located where our customers are - in each and every one of the 120 counties
of the Commonwealth. There you'll find full-service offices and qualified
agents - hometown people ready to serve you on a personal basis.
Security
for Your Home and Property
The personal attention you receive from your Kentucky
Farm Bureau agents helps you select the protection that meets your needs. In
addition to the coverage provided, you and your Kentucky Farm Bureau agent
can tailor your policy specifically for you.
Some of the causes of physical damage the policy provides
coverage for are:
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Fire or lightning
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Windstorm or hail
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Explosion
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Riot or civil commotion
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Flood
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Aircraft
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Theft
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Falling objects
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Weight of ice, snow or sleet
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Accidental discharge or overflow of water from within a
plumbing, heating, air conditioning or automatic fire protective sprinkler
system or from within a household appliance
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Breakage of glass
Your Kentucky Farm Bureau Insurance also provides limited coverage for fire
department service charges for your property.
If
you find it necessary to move your mobile home to protect it from damage by
fire or another covered peril, we provide limited
coverage for the cost of the move.
Liability Coverage
In addition, some claims our liability protection may
cover are:
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Bodily injury
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Property damage
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Medical payments
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Damage to property of others
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Legal defense
Special Coverages Available at no Additional Cost to You:
Some of these coverages are:
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Debris removal
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Tree and shrub removal
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Fire department service charge
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Collapse
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Refrigerated products replacement
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Mobile Home removal due to a covered peril
Protection
Available
Some of the items you may purchase protection for
are:
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Private garage
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Storage buildings
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Room additions
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Porches
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Awnings
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Window air conditioners
Additional
Protection Available
Additional coverage is available for purchase on the
following items:
- Jewelry
- Furs
- Guns
- Money/coins/gold
- Silverware/goldware/pewterware
- Computers
- Fine arts
- Cameras (non-commercial)
- Golfer's equipment
- Postage stamps
- Musical instruments (non-professional)
Optional Coverages
Some of the optional coverages offered for an
additional cost are:
- Teacher's liability
- Liability and physical damage coverages for
all-terrain vehicles
- Vendor's single interest
- Replacement cost loss settlement on the mobile
home for the first 5 years from the date of manufacture
- Sudden and accidental tearing apart, cracking,
burning or bulging peril and freezing peril
- Water back-up and sump overflow
- Identity-fraud expense coverage
Kentucky Farm Bureau Insurance Discounts
Some of the discounts we offer to qualified policyholders
include:
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Multi-policy discount (in which both home and vehicle(s) are insured)
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Dwelling age discount
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Protection device discount (for deadbolt locks, smoke alarms, fire
extinguishers, security alarm systems, sprinkler
systems, etc.)
Fast Claim Service
We have adjusters throughout Kentucky so when you call
for help, you can expect your claim to be handled quickly and efficiently.
Be Sure with
Kentucky Farm Bureau Insurance
Contact your Kentucky Farm Bureau
Insurance Agent for more
details about policy coverages and availability. No matter where you are in
Kentucky, there's an agent near you.
Representations contained in this web page are for illustration purposes
only. Coverage availability is subject to eligibility and other
qualifications. Please consult your policy for actual contract coverage and
exclusions.
AD-14 (06-06)
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